The only certainty is that the costs of higher ed are going up

We all know that the time to start saving for a child’s college education is at birth. This way, the monthly hit to cash flow isn’t as bad as it will be if you wait until Junior matures a bit before socking a few bucks away. But the reality is that life gets in the way, and this kind of savings plan doesn’t work out too well for many Americans.

Read more from John’s article “Funding college: Save smarter” at AccountingToday.com

Current FPA MA President, John P. Napolitano, CFP, CPA, PFS, is chairman and CEO of U.S. Wealth Management in Braintree, Mass.