Many people judge a troubled economy by what they see about the stock market on the 10 o’clock news. Yet the stings from poor market performance and the overall sluggish economy over the past four years are still dampening the confidence of individuals throughout the U.S.

Read more from John’s article “Have a plan — any plan: Financial planning for the troubled economy” at AccountingToday.com

Current FPA MA President, John P. Napolitano, CFP, CPA, PFS, is chairman and CEO of U.S. Wealth Management in Braintree, Mass.